Frequently Asked Questions
Q: Do you communicate directly with real estate brokers, mortgage companies, lenders, attorneys and clients, whichever may be involved?
A: Yes, when you choose Allstates to be your title company, the hassle is taken out of the home buying/refinancing process because we effectively and efficiently deal directly with all parties involved in each transaction.
Q: Do you conduct all title searches and issue title commitments?
A: Absolutely.
Q: Do you assist in satisfying the lender's requirements and conditions?
A: Yes, Allstates Title will assist you through the process and get you to closing promptly.
Q: Do you obtain mortgage payoffs?
A: Yes, Allstates Title can obtain any and all necessary payoffs for you.
Q: Do you clear-up title "obstacles"?
A: Yes, the knowledgeable principals at Allstates are able to clear-up unforeseen obstacles to receiving clear title.
Q: Can Allstates prepare the necessary closing documents
(Deed, HUD-1, Affidavit of Title, Survey Affidavit of No Change, etc.)?
A: Absolutely, Allstates Title is a FULL SERVICE company that can prepare any necessary documents for closing.
Q: Will you file Notice(s) of Settlement?
A: Allstates Title will take care of the filing.
Q: Can you completely conduct the closing?
A: Yes, if you so desire. Our highly trained and licensed officers are fully experienced at conducting closings, knowledgeable to explain documentation and processes, and available to close at a location most convenient to you–even at your home or office.
Q: Does Allstates disburse funds?
A: Yes, Allstates Title will disburse funds, providing you with copies of all checks and correspondence. At Allstates, we handle all aspects of post-closing (sending out closing packages, recording new mortgage(s)/deed(s), discharge(s) or cancel prior mortgages) as well as ultimately issuing the policies.
